Payment Processing
More Important than Ever

According to the Nilson Report (the "Report"), purchase transaction on credit cards totaled 17.54 billion in 2002, up 4.5% over 2001. These transactions are projected to reach 22.26 billion by 2007. According to the 2003/2004 Study of Consumer Payment Preferences conducted by the American Bankers Association and Dove Consulting, a Boston-based strategy consulting firm (the "Study"), consumers report that electronic payment methods account for 54% of their purchases in stores, surpassing cash and check usage. The Study found that cash and checks account for 47% of consumers' in-store purchases which confirms a continuing migration from paper to electronic payments.

Acies believes that cash transactions are quickly becoming obsolete. Attention to global credit card markets has reached a new all-time high. Credit card and other new transaction methods show amazing profitability and attractive distribution cost structures. Acies believes that the growth potential of the payment processing industry presents an opportunity that it should not miss. The trends around e-commerce have been staggering over the past decade. At the heart of e-commerce lie credit cards and new innovative payment processing methods. Even in the recent financially difficult times, many businesses turned to credit cards as a method of streamlining expenses.

Think of Acies as your engine for innovation - with customized solutions and useful tools to help increase efficiency and improve your bottom line.

Accepting Credit Cards
With Acies you can accept every major credit card including Visa®, MasterCard®, American Express®, Discover®, Diners Club®, and JCB® .

And with Acies you won't have to worry about anything. Our Business Specialists will work with you to determine what best meets your needs. We offer a full range of card terminals and receipt printers, and support virtually all point-of-sale systems and electronic cash registers.

Fast Authorizations
Both you and your customers will benefit from our nearly instantaneous payment authorizations. Customers won't have to wait for lengthy approvals, and, more importantly, won't leave because the line is moving to slowly. Even on the busiest shopping days, our advanced networks and data centers can handle any volume.

Reporting Tools
It's information at your fingertips! Move closer to a paperless reporting environment with secure, state-of-the-art reporting systems made available by Acies. Obtain a wide variety of merchant bankcard account information via your own personal computer. Gain secure access to all your bankcard account transactions when you need them using simple point and click commands. Choose from a variety of individual reports and reporting tools. We'll help you select the option that is best for you and your business.

Superior Support
Toll-free 24-hour POS Help Desk, staffed with knowledgeable, experienced people - available 365 days a year.

Toll-free 24-hour Client Services line for questions regarding deposits, retrieval requests / chargebacks - available 365 days a year.


For more information about how Acies can enhance the performance of your business at the point-of-sale and beyond, with 24-hour toll free support, call us at: 1-800-361-5540.